Company dossier
ICICI Bank Ltd.
Current pulse
Pattern-matched earnings signal
Clean margin resilience, operating-profit growth, broad loan momentum, capital and provision buffers support a positive earnings read. The higher domestic credit/deposit ratio, sequential asset-quality softening, a normalized credit-cost run-rate near 50 bps and unquantified FCNR economics keep the action at HOLD without consensus or valuation context.
Clean margin resilience and broad operating growth outweighed higher liability utilization and sequential slippage pressure.
The domestic credit/deposit ratio rose to 87.5% from 85.5% QoQ and 83.8% YoY.
Q2 FY2027 clean margin, liability utilization, slippage and FCNR progression
Dossier map
Clean margin resilience and broad operating growth outweighed higher liability utilization and sequential slippage pressure.
Revenue ₹24.4K Cr | PAT ₹14.8K Cr
This layer will track order book, execution runway, capex, capacity and pipeline as company-specific fields are populated.
Latest on-record topic: Q3 FY2026 earnings call
Banking needs explicit government, rates, commodity, FX and demand sensitivity mapping.
Evidence links, management clips, filings, transcripts and source confidence are shown at the bottom of the dossier.