EarningsCanvas
Opening the latest published company and exchange records.
EarningsCanvas
Opening the latest published company and exchange records.
Company research
IOB · NSE
NSE index industry: Financial Services Classification source ↗
Financial research
Results, financial strength and cash generation on one reporting basis.
A company-specific AI review has not been published for this basis yet. Reviews are queued and published by the connected research workflow; these reported facts are not an AI verdict.
Q2 FY2027 · reporting watch
The Q2 FY2027 statement is not published in this archive yet. Review the latest reported figures below, then compare the new quarter with both the previous quarter and the same quarter last year.
Consolidated · group results. Comparisons describe reported performance, not analyst expectations or future returns.Read Q1 FY2027 filingQ1 FY2027 · Unaudited
Q1 FY2027 · Unaudited
Q1 FY2027 · Unaudited
Q1 FY2027 · Unaudited
consolidated · ₹ crore, except EPS · no mixing of quarters and cumulative periods
| Reported metric | Q2 FY2027Awaiting statement | Q1 FY2027Previous quarter | Q2 FY2026Same period last year | QoQSequential growth | YoYSeasonal comparison |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Profit after tax | — | — | — | — | — |
| Profit before tax | — | — | — | — | — |
| Basic EPS · ₹ | — | — | — | — | — |
| Net profit margin | — | — | — | — | — |
| Original filing | Not published | NSE ↗ | Not published |
QoQ shows sequential change; YoY controls for the same reporting season. Growth needs the same reporting basis, duration and source metric definition, with a positive comparison base. EPS growth additionally requires a verified common share basis. A dash means unavailable or not comparable; it never means zero.
Ratios calculated from published statements · dates and formulas attached to every metric
Needs reported PAT and positive revenue. Total profit after tax ÷ revenue from operations × 100. This is not operating margin.
Source statement 1 ↗Needs reported tax and positive profit before tax. Tax expense ÷ profit before tax × 100. Exceptional items can change this rate.
Source statement 1 ↗Needs annual PAT and positive equity at both exact year boundaries on the same basis. Full-year total PAT ÷ average opening and closing total equity × 100. Includes non-controlling interests where reported; not annualised quarterly PAT.
Source statement 1 ↗Needs separately reported current assets and positive current liabilities. Current assets ÷ current liabilities. Not calculated for unclassified balance sheets, such as many banks.
Source statement 1 ↗Needs both borrowing categories and positive total equity. Current + non-current borrowings ÷ total equity. This is not total liabilities/equity; separately classified leases are excluded.
Source statement 1 ↗Needs separately reported current assets and current liabilities. Current assets minus current liabilities. Uses closing balances, not cash generated.
Source statement 1 ↗Needs matching full-year cash flow and positive annual PAT. Full-year operating cash flow ÷ positive PAT for the exact same annual duration and basis. A negative value means operating cash outflow.
Source statement 1 ↗Not available in the supported balance-sheet facts. Reported cash and cash equivalents at the balance-sheet date. Excludes other bank balances and investments.
Source statement 1 ↗Sector context matters: bank and financial-company balance sheets may not classify current assets, liabilities or borrowings in the same way. Price, market cap, P/E and P/B are not shown until a dated market quote and matching share data are available.
7 published quarterly periods · Mar 2022 to Jun 2026 · consolidated
| Reported figures | Q1 FY2027Jun 2026 | Q4 FY2026Mar 2026 | Q3 FY2026Dec 2025 | Q4 FY2025Mar 2025 | Q4 FY2024Mar 2024 | Q4 FY2023Mar 2023 | Q4 FY2022Mar 2022 |
|---|---|---|---|---|---|---|---|
| Total income | 10,937.8 | 9,779.87 | 9,671.58 | 9,257.6 | 9,112.67 | 6,630.57 | 5,720.59 |
| Tax expense | 199.83 | 153.64 | 2.33 | 503.4 | 385.54 | 235.72 | 47.98 |
| Original statement | NSE ↗ | NSE ↗ | NSE ↗ | NSE ↗ | BSE ↗ | BSE ↗ | BSE ↗ |
Showing 7 of 7 periods. Revenue excludes other income. Total PAT and profit attributable to owners remain separate. EPS is as reported, not annualised or retrospectively adjusted for later corporate actions. Cumulative half-year and nine-month figures are not relabelled as quarterly results.
What the business owns, owes and generates · consolidated · ₹ crore
Showing 4 of 4 balance sheets, Mar 2022–Mar 2026. Borrowings are separate from total liabilities. Cash excludes other bank balances. Missing facts are shown as a dash.
Company disclosure trail
Exchange summary
Exchange summary
Exchange summary
Exchange summary
PDF excerpts available