Company dossier
Jana Small Finance Bank Limited
Current pulse
Pattern-matched earnings signal
Strong NII, NIM, loan growth, PAT and slippage trends support the earnings case, while higher SMA, flat sequential deposits and a 97% credit-deposit ratio keep the stance at HOLD.
NIM, growth and asset-quality delivery outweighed higher SMA and funding intensity.
SMA increased to 3.9% from 3.5% QoQ.
Official Q1 call audio or transcript
Dossier map
NIM, growth and asset-quality delivery outweighed higher SMA and funding intensity.
Revenue ₹1.7K Cr | PAT ₹155 Cr
This layer will track order book, execution runway, capex, capacity and pipeline as company-specific fields are populated.
Latest on-record topic: Q4 and FY2026 results, secured and unsecured growth, deposits, NIM, credit cost, asset quality, operating leverage and FY2027 guidance
Banking needs explicit government, rates, commodity, FX and demand sensitivity mapping.
Evidence links, management clips, filings, transcripts and source confidence are shown at the bottom of the dossier.