Company dossier

Jana Small Finance Bank Limited

NSE: JSFB/Banking/Mid Cap
Latest quarter
Q1 FY2027
Signal
BULLISH
Confidence
90%
Coverage
Full dossier
Sector
Banking
Market cap
Mid Cap
Exchange
NSE
Research readiness
100%7/7 layers ready
Profile
Banking
Results
1 quarter report
Analysis
NIM, growth and asset-quality delivery outweighed higher SMA and funding intensity.
Orders
2 filing signals
Management
1 management note
Policy/Macro
1 read-through
Evidence
2 linked sources
01/

Current pulse

Signal engine

Pattern-matched earnings signal

Strong NII, NIM, loan growth, PAT and slippage trends support the earnings case, while higher SMA, flat sequential deposits and a 97% credit-deposit ratio keep the stance at HOLD.

Evidence set
7 matched signals
Direction
BULLISH
Action
HOLD
Confidence
90%
Horizon
30D
Primary pattern

NIM, growth and asset-quality delivery outweighed higher SMA and funding intensity.

Key risk

SMA increased to 3.9% from 3.5% QoQ.

Next catalyst

Official Q1 call audio or transcript

02/

Dossier map

Pulse
IN LINE

NIM, growth and asset-quality delivery outweighed higher SMA and funding intensity.

Results
Q1 FY2027

Revenue ₹1.7K Cr | PAT ₹155 Cr

Order Book / Capex / Pipeline
TO STRUCTURE

This layer will track order book, execution runway, capex, capacity and pipeline as company-specific fields are populated.

Management
1 interviews

Latest on-record topic: Q4 and FY2026 results, secured and unsecured growth, deposits, NIM, credit cost, asset quality, operating leverage and FY2027 guidance

Policy + Macro
WATCH

Banking needs explicit government, rates, commodity, FX and demand sensitivity mapping.

Evidence
2 sources

Evidence links, management clips, filings, transcripts and source confidence are shown at the bottom of the dossier.